Target Savings

Modern Ajo+ for Everyone

Saving is better when it's for something special — whether it's that dream gadget, your next trip, or a rainy day fund. With Ajo+, you pick the goal, and we help you get there while earning up to 16.5% interest on the way.

100% Secure
Target

Why Ajo+ Works

The modern way to participate in traditional group savings with added benefits

Save as low as ₦500

Start small, save consistently — no pressure, just progress.

Earn up to 16.5% interest

Grow your savings faster with competitive returns that reward you.

Flexible plans tailored for you

Choose how much and how often you save, with options that fit your lifestyle and goals.

Ajo+ Calculator

Discover how much you could earn by setting a target and saving with Ajo+.

Daily

Your Savings Plan

Enter your target amount and date to see your savings plan

Disclaimer: The calculated results are estimates and may vary due to fluctuations in interest rates over time

How Ajo+ Works

Reach your financial goals in 4 simple steps

1

Set Your Savings Goal

Define what you're saving for and set your target amount

New Goal

Vacation Fund
₦500,000
2

Choose Your Plan

Select your contribution amount and frequency that fits your budget

Contribution Amount
₦20,000
Frequency
Monthly
Target Date
Dec 2024
3

Automate Your Savings

Set up automatic transfers and watch your savings grow effortlessly

Progress
25%
Saved
₦125,000
Target
₦500,000
Interest
₦5,250
Next Save
May 30
4

Withdraw When Ready

Access your funds when you reach your goal or need them

Goal Achieved!

You've reached your ₦500,000 target

Testimonial

Meet the Tribe Whose Savings Hit the Spot

They're not just saving, they're winning. See how Jollof+ is changing the money game.

5/5

"Very nice app with better interest rates.... Instant interest when you lock ur money."

Bella Cruz

5/5

"I won't really call myself techyy but I found it easy to use plus the interest rate is very competitive"

Rosee1789

5/5

"The app is very easy to use and their interest rate is the best I have seen. Thumbs up Baobab"

Umeh Uche

5/5

"The app is good for saving towards my target. I have used the app for my target savings"

Sosdrizzy

5/5

"The app is really easy to use, and the interest rate they offer is one of the highest I've seen thus far, in all its a really good platform that I can recommend."

Artitude Studio

5/5

"Jollof+ app seems to be the best savings app I've ever come across. Very sleek and easy to use with very nice products/features. I'm enjoying it honestly. Thanks to the developer ✌️."

Silver-Yte

5/5

"Very nice app with better interest rates.... Instant interest when you lock ur money."

Bella Cruz

5/5

"I won't really call myself techyy but I found it easy to use plus the interest rate is very competitive"

Rosee1789

5/5

"The app is very easy to use and their interest rate is the best I have seen. Thumbs up Baobab"

Umeh Uche

5/5

"The app is good for saving towards my target. I have used the app for my target savings"

Sosdrizzy

5/5

"The app is really easy to use, and the interest rate they offer is one of the highest I've seen thus far, in all its a really good platform that I can recommend."

Artitude Studio

5/5

"Jollof+ app seems to be the best savings app I've ever come across. Very sleek and easy to use with very nice products/features. I'm enjoying it honestly. Thanks to the developer ✌️."

Silver-Yte

Start Saving Smarter Today

Get high-interest returns on your savings with zero stress